How do I know if a tree company is insured in Green Bay?

Understanding the Importance of Tree Service Insurance

Tree removal and trimming aren’t just about chainsaws and ladders. These jobs often involve working near homes, power lines, and personal property. That’s why hiring an insured tree company is essential for safety and peace of mind.

When choosing a tree service in Green Bay, WI, insurance protects both you and the company. Without it, you could be held financially responsible for accidents or damages.

Types of Insurance a Tree Company Should Carry

General Liability Insurance
This covers property damage. For example, if a tree limb falls on your roof during removal, general liability helps pay for repairs. Always ask for proof that a company carries this type of insurance before hiring them.

Workers' Compensation Insurance
Tree work is physically demanding and risky. Workers' comp ensures that if a worker is injured on your property, you aren’t liable for their medical bills or lost wages. Any reputable company in Green Bay should provide proof of this coverage.

Commercial Auto Insurance
This covers any damages caused by company vehicles while on your property. It’s another layer of protection to confirm before signing any agreement.

How to Verify Tree Company Insurance in Green Bay

Ask for a Certificate of Insurance
The easiest and most direct way to verify a tree company’s insurance is to ask for a Certificate of Insurance. This document should come from the company’s insurance provider, not just a copy from the business itself. It will show what types of insurance are carried, the coverage limits, and expiration dates.

Call the Insurance Provider
If you want extra reassurance, contact the insurance company listed on the certificate. Ask them to confirm the policy is active and matches what was presented.

Check for Licensing and Accreditation

State or City Licensing
While Wisconsin doesn’t require a state-level license for tree companies, the City of Green Bay or surrounding municipalities may require one. Ask the company if they’re licensed to operate locally.

Better Business Bureau and Reviews
Check online reviews, especially on Google and the Better Business Bureau website. Insured and trustworthy companies usually have consistent, positive feedback and clear information about their credentials.

Why Green Bay Homeowners Trust Hardy Wood Products

Hardy Wood Products is fully insured, locally operated, and committed to safe and efficient tree care in Green Bay. Whether you need routine pruning or emergency tree removal after a storm, our team provides peace of mind with every job.

We proudly share proof of insurance upon request and go beyond industry standards to ensure the safety of your home and our crew. Our customers know they’re in good hands—from the first phone call to the final cleanup.

Questions to Ask Before Hiring

• Can you provide a current Certificate of Insurance?
  
  
• What types of insurance do you carry?
  
  
• Who is responsible if a worker gets injured on my property?
  
  
• Are your workers employees or subcontractors?
  
  

Asking these questions upfront helps you avoid costly mistakes and ensures you’re working with a professional. In Green Bay, Hardy Wood Products stands out as a company that values transparency, safety, and top-tier service.